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Mobile Money Made Simple

Join MoMo in 3 simple steps. It’s quick, easy, 
and paperless.

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Mobile Money Made Simple

Join MoMo in 3 simple steps. It’s quick, easy, 
and paperless.

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70.8M


Monthly active users

Monthly active users are up by 12.1%.

cash

13B


Transaction volumes

Transaction volumes are up by 17.2%.

merchant

2.1M


Active merchants

Active merchants are up by 20%.

Send money anywhere, easily

Transfer and receive money both locally and internationally, directly from your phone.

Fast Transfer

Fast Transfer

Fully Secure

Fully Secure

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Benin

Benin

Cameroon

Cameroon

Côte d’Ivoire

Côte d’Ivoire

Congo Brazzaville

Congo Brazzaville

eSwatini

eSwatini

Ghana

Ghana

Liberia

Liberia

Nigeria

Nigeria

Rwanda

Rwanda

South Africa

South Africa

South Sudan

South Sudan

Sudan

Sudan

Uganda

Uganda

Zambia

Zambia

Benin

Benin

Cameroon

Cameroon

Côte d’Ivoire

Côte d’Ivoire

Congo Brazzaville

Congo Brazzaville

eSwatini

eSwatini

Ghana

Ghana

Liberia

Liberia

Nigeria

Nigeria

Rwanda

Rwanda

South Africa

South Africa

South Sudan

South Sudan

Sudan

Sudan

Uganda

Uganda

Zambia

Zambia

Pay your bills

Pay with MoMo, anytime, anywhere.

Pay bills and utilities instantly with MTN MoMo. From electricity to school fees, make payments in a few taps – anytime, anywhere.

Pay Bills

Pay Bills

Buy Electricity

Buy Electricity

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Your money, your way.

Send, receive, and manage money with ease. MoMo keeps you connected, secure, and in control—wherever you are.

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Loans & Advance

Access affordable loans and advances with ease.

Whether you need a small loan to keep you going, or an advance that can take your business to the next level, you get access to affordable financing options.

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Savings

Protect your future with smart savings options.

Protect your future with smart savings options.

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Insurance

Protect yourself, loved ones, and valuables with affordable cover.

Protect yourself, loved ones, and valuables with affordable cover.

Market by MoMo

MoMo’s hottest deals

Our marketplace has everything from electronics to groceries and home goods. Browse categories, compare prices, and shop securely online.

Delivered to you

Delivered to you

Exclusive Deals

Exclusive Deals

hot deals
Personal

Virtual card

The future of online payments is on your phone! MTN and Mastercard's Virtual Card by MoMo lets you pay globally and helps businesses accept payments easily - bringing seamless digital payments to millions across Africa.

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